CM Punjab Himmat Card Scheme 2026 - Registration and Eligibility Guide

CM Punjab Himmat Card Scheme 2026 – Registration and Eligibility Guide

CM Punjab Himmat Card Scheme 2026 – Registration and Eligibility Guide

The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched a landmark initiative called the Himmat Card. This program is specifically designed to provide financial independence and social dignity to Persons with Disabilities (PWDs) across the province.

As of March 2026, the second phase of the program is in full swing, offering much-needed support to those who are “Not Fit to Work.” If you or someone you know is living with a disability in Punjab, this guide will walk you through everything you need to know about the Himmat Card.

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Table of Contents

  1. Introduction
  2. Himmat Card Summary Table
  3. Overview of the Program
  4. Key Features & Monthly Stipend
  5. Eligibility Criteria
  6. Step-by-Step Registration Method
  7. Required Documents
  8. Latest Updates (March 2026)
  9. Conclusion
  10. FAQs

Introduction

Financial empowerment is the right of every citizen, including those with physical or mental challenges. The Himmat Card aims to bridge the financial gap for differently-abled individuals who cannot pursue traditional employment.

With a quarterly stipend of Rs. 10,500, this card acts as an ATM that can be used at designated banks (Bank of Punjab) to withdraw cash, ensuring that beneficiaries don’t have to rely on others for their basic needs.

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Himmat Card 2026 Quick Overview

FeatureDetails
Program NameCM Punjab Himmat Card
Financial AssistanceRs. 10,500 (Every 3 Months)
Target AudiencePersons with Disabilities (PWDs)
Phase Currently ActivePhase II (65,000+ Beneficiaries)
Partner BankBank of Punjab (BOP)
ProvincePunjab only

Overview of the Topic

The Himmat Card is a specialized social protection program managed by the Punjab Social Welfare and Bait-ul-Maal Department. Its primary purpose is to provide a safety net for people with disabilities who are assessed as “Not Fit to Work.”

Unlike general cash programs, the Himmat Card is linked to the DPMIS (Disabled Persons Management Information System). This ensures that the aid reaches the most deserving individuals based on their verified medical and poverty (PMT) scores.

Key Features or Highlights

  • Biometric Verification: Payments are disbursed only after biometric confirmation at BOP agents or camp sites to prevent fraud.
  • ATM Access: Beneficiaries receive a physical card that works like a standard debit card.
  • Quarterly Payments: A total of Rs. 42,000 is provided annually in four installments of Rs. 10,500.
  • Inclusivity: Covers all 36 districts of Punjab, including remote tehsils.
  • Empowerment: Focuses specifically on those who are unemployed and not receiving aid from BISP or Zakat.

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Eligibility Criteria

To qualify for the Himmat Card in 2026, an applicant must meet the following conditions:

  • Resident of Punjab: Must have a valid CNIC or B-Form registered in Punjab.
  • Disability Certificate: Must be certified as a Person with Disability (PWD) by the Social Welfare Department.
  • Employment Status: Must NOT be employed in any government or private office.
  • Financial Status: Must NOT be receiving funds from BISP, PSPA, or Zakat.
  • PMT Score: The Proxy Means Test (PMT) score (poverty level) must be 45 or below.
  • Medical Assessment: Must be assessed as “Not Fit to Work” by a recognized medical board.

Step-by-Step Registration Method

Registration is a multi-step process that involves both online and physical verification:

  1. Get a Disability Certificate: Visit your local Social Welfare Office to get assessed and receive your official disability certificate.
  2. Online Registration: Create a profile on the DPMIS Portal or use the PWD Services App.
  3. Data Update: Ensure your phone number, residential address, and CNIC details are up-to-date in the system.
  4. Verification: A field team may visit your home to verify your living conditions.
  5. Bank Account Opening: Once approved, visit a Bank of Punjab (BOP) branch or a designated camp to complete your biometrics and collect your card.

Required Documents

  • Original CNIC (must not be expired).
  • Disability Certificate issued by the Punjab Social Welfare Department.
  • Proof of Residence (Utility bill or domicile).
  • Active Mobile Number for SMS alerts.

Latest Updates: Phase II (March 2026)

In March 2026, the government has fast-tracked the distribution of cards for the second batch of 25,000 beneficiaries.

If your CNIC was recently shortlisted but you haven’t received a payment, check if your CNIC has expired. Many payments are currently stuck due to expired IDs. You must renew your CNIC from NADRA and complete your “Proof of Life” biometric at a BOP agent to release your funds.

Conclusion

The Himmat Card 2026 is more than just a financial aid program; it is a step toward making Punjab an inclusive society. By providing Rs. 10,500 every quarter, the government is helping differently-abled citizens live with pride. If you meet the eligibility criteria, make sure your data is updated on the DPMIS portal today to avoid any delays in your payments.

FAQs

1. How much money do I get with a Himmat Card?

You receive Rs. 10,500 every three months (quarterly).

2. Can I apply if I already get BISP money?

No, individuals receiving BISP or Zakat are not eligible for the Himmat Card.

3. What is the PMT score limit for Himmat Card?

Your PMT score must be 45 or below to qualify.

4. How can I check my Himmat Card status online?

You can visit the DPMIS Punjab website and enter your 13-digit CNIC in the “Verification” section.

5. What should I do if my Himmat Card is lost?

Immediately report the loss to your local Social Welfare Office or the Bank of Punjab to request a replacement.

6. Is there an age limit for this scheme?

No, children with disabilities are also eligible through their parents or guardians.

7. Which bank issues the Himmat Card?

The Bank of Punjab (BOP) is the official partner for this scheme.

8. What is the helpline for Himmat Card queries?

You can call 1312 for assistance and complaints.

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